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- +971565227317
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- Masdar City Freezone, United Arab Emirates
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Loan Review
Loan Review
Credit quality is critical to your institution’s health and continued viability. Because the loan portfolio generally represents the bulk of assets for many financial organizations, their inherent risks make a solid loan review program essential.
Our Approach
Global Banking Advisors provides loan review services to entities ranging to small community banks, multibillion-dollar financial institutions, and Central Banks. We can help bolster your bottom line with our experienced team. Banks and other Institutions with excellent portfolio quality often engage GBA to maintain the credit standards of their organization. Banks looking to improve the quality of their portfolios will retain GBA to assist in determining an accurate reading of their risk profile, as well as to provide practical recommendations for its Improvement.
Why GBA?
With GBA, you get more than a cursory pass with our loan review consultants. Our analytical approach looks beyond net profit and depreciation to help detect potential problems before they hit your watch list. GBA will help you identify weak loans and manage exit strategies. Our detailed analysis of your operation will objectively evaluate your underwriting, credit administration, pricing policies, strategies, and methodologies to provide you with best practice recommendations that add value and improve your entire lending function.
Whether you need an entirely outsourced loan review program, expertise to compliment your staff, a one-time assessment of your processes and procedures, or assistance in completing due diligence or reverse due diligence, our team is ready to assist.
Our Lending & Loan Review Services
Our services include Commercial Loan Review, International (Off-Shore) Loan Review, Portfolio Acquisition Review, Leveraged Loan Review, Specialty Finance Review, Loan Loss Reserve Methodology validation or refinement, Loan Portfolio Stress Testing, Stress Test validation, Credit Risk Management process review, Credit Loan Policy maintenance, and Loan and Credit seminars.
Why is an independent loan review important?
Incorporating an independent Consulting firm into an Institution’s Credit Risk management efforts brings substantial benefits. Whether it’s the decades of experience that GBA’s professionals bring to the table, the knowledge of ongoing industry trends, or the insightful advice regarding regulatory matters, GBA consistently provides valuable tools for Institution management to utilize in managing credit risk.
Because loans typically represent the most significant risk on your balance sheet, many regulators are now suggesting that financial institutions implement an independent loan review function. Utilizing a reputable third party is a cost-effective solution that can satisfy the regulator’s request and costs less than hiring more staff. GBA’s risk management consultants give you an independent, unbiased assessment of your lending practices and inherent risk in both individual loans and your loan portfolio.
